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Regular Income Certificates (RIC) - Profit Rates


 
Effective Period Monthly Profit on Each Rs.100,000/- (Rs) Rate (% p.a.)
From To
13-Nov-96
6-Jan-97
1300
15.60%
7-Jan-97
13-May-99
1500
18.00%
14-May-99
31-Dec-99
1333
16.00%
1-Jan-00
30-Jun-00
1166.66
14.00%
1-Jul-00
30-Jun-02
1040
12.48%
1-Jul-02
31-Dec-02
880
10.56%
1-Jan-03
30-Jun-03
760
9.12%
1-Jul-03
31-Dec-03
640
7.68%
1-Jan-04
30-Jun-04
580
6.96%
1-Jul-04
31-Dec-04
570
6.84%
1-Jan-05
30-Jun-05
570
6.84%
1-Jul-05
4-Jun-06
740
8.88%
5-Jun-06
22-Jun-07
770
9.24%
23-Jun-07
23-Jun-08
795
9.54%
24-Jun-08
30-Sep-08
960
11.52%
1-Oct-08
30-Nov-08
1108
13.30%
1-Dec-08
31-03-09
1250
15.00%
1-Apr-09
30-Jun-09
1133
13.60%
1-Jul-09
30-Sep-10
1000
12.00%
01-Oct-10
31-Dec-10
1030.00
12.36%
01-Jan-11
30-Sep-11
1120.00
13.44%
01-Oct-11
31-Dec-11
1050.00
12.60%
01-Jan-12
31-Mar-12
980.00
11.76%
01-Apr-12
30-Jun-12
1010.00
12.12%
01-Jul-12
26-Aug-12
1030.00
12.36%
27-Aug-12
11-Oct-12
920.00
11.04%
12-Oct-12
31-Dec-12
880.00
10.56%
01-Jan-13
30-Jun-13
864.00
10.36%
01-Jul-13
30-Sep-13
790.00
9.48%
01-Oct-13
31-Dec-13
935.00
11.22%
01-Jan-14
30-Nov-14
990.00
11.88%
1-Dec-14
31-Jan-15
846.00
10.15%
1-Feb-15
31-Mar-15 
746.00
8.95%
1-Apr-15
31-May-15 
686.00
8.23%
1-Jun-15
31-Jul-15  
634.00
7.61%
1-Aug-15
30-Sep-15
710.00
8.52%
1-Oct-15
30-Nov-15
654.00
7.85%
1-Dec-15
31-Jan-16
628.00
7.54%
1-Feb-16
31-Mar-16  
592.00
7.10%
1-Apr-16
31-May-16
552.67
6.63%
1-Jun-16
31-Jul-16
546
6.55%
1-Jun-16
31-Jul-16
546
6.55%
1-Aug-16
30-Sep-16
526
6.31%
1-Oct-16
31-Jan-17 
530
6.36%
1-Feb-17
Till Date 
545
6.54%

Note:    The above monthly profit has been worked out on Rs.100,000/-.  You can easily calculate profit on your investment by dividing the relevant amount of the table with 100,000 and then multiplying with the amount you have invested.

* Courtesy: National Savings Organization official website