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Special Savings Account (SSA/SSC) Profit Rates


  Historical Rates Remained Applicable On Special Savings Certificates (Regd.)/ Accounts From 13th November, 1996 Onwards
Effective Period   Periodical Profits On Investment of Each Rs.100,000/- After Completion Of
From To 06- Months 01-Year 1 1/2 Year 2 Years 2 1/2 Years 03-Years
13-Nov-96 13-May-99 Rate (% p.a.) 16.00% 16.00% 16.00% 16.00% 16.00% 18.00%
Profit (PKR) 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00 9,000.00
14-May-99 31-Dec-99 Rate (% p.a.) 14.00% 14.00% 14.00% 14.00% 14.00% 16.00%
Profit (PKR) 7,000.00 7,000.00 7,000.00 7,000.00 7,000.00 8,000.00
1-Jan-00 30-May-00 Rate (% p.a.) 12.00% 12.00% 12.00% 12.00% 12.00% 14.00%
Profit (PKR) 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 7,000.00
31-May-00 30-Jun-00 Rate (% p.a.) 12.00% 12.00% 12.00% 12.00% 12.00% 14.00%
Profit (PKR) 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 7,000.00
1-Jul-00 30-Jun-01 Rate (% p.a.) 11.00% 11.00% 11.00% 11.00% 11.00% 12.00%
Profit (PKR) 5,500.00 5,500.00 5,500.00 5,500.00 5,500.00 6,000.00
1-Jul-01 31-Dec-01 Rate (% p.a.) 12.20% 12.20% 12.20% 12.20% 12.20% 13.20%
Profit (PKR) 6,100.00 6,100.00 6,100.00 6,100.00 6,100.00 6,600.00
1-Jan-02 30-Jun-02 Rate (% p.a.) 12.20% 12.20% 12.20% 12.20% 12.20% 13.20%
Profit (PKR) 6,100.00 6,100.00 6,100.00 6,100.00 6,100.00 6,600.00
1-Jul-02 31-Dec-02 Rate (% p.a.) 10.30% 10.30% 10.30% 10.30% 10.30% 11.30%
Profit (PKR) 5,150.00 5,150.00 5,150.00 5,150.00 5,150.00 5,650.00
1-Jan-03 30-Jun-03 Rate (% p.a.) 8.50% 8.50% 8.50% 8.50% 8.50% 9.50%
Profit (PKR) 4,250.00 4,250.00 4,250.00 4,250.00 4,250.00 4,750.00
1-Jul-03 31-Dec-03 Rate (% p.a.) 7.50% 7.50% 7.50% 7.50% 7.50% 8.50%
Profit (PKR) 3,750.00 3,750.00 3,750.00 3,750.00 3,750.00 4,250.00
1-Jan-04 30-Jun-04 Rate (% p.a.) 7.00% 7.00% 7.00% 7.00% 7.00% 8.00%
Profit (PKR) 3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 4,000.00
1-Jul-04 31-Dec-04 Rate (% p.a.) 6.80% 6.80% 6.80% 6.80% 6.80% 7.70%
Profit (PKR) 3,400.00 3,400.00 3,400.00 3,400.00 3,400.00 3,850.00
1-Jan-05 30-Jun-05 Rate (% p.a.) 6.80% 6.80% 6.80% 6.80% 6.80% 7.70%
Profit (PKR) 3,400.00 3,400.00 3,400.00 3,400.00 3,400.00 3,850.00
1-Jul-05 4-Jun-06 Rate (% p.a.) 8.40% 8.40% 8.40% 8.40% 8.40% 9.60%
Profit (PKR) 4,200.00 4,200.00 4,200.00 4,200.00 4,200.00 4,800.00
5-Jun-06 22-Jun-07 Rate (% p.a.) 9.00% 9.00% 9.00% 9.00% 9.00% 10.00%
Profit (PKR) 4,500.00 4,500.00 4,500.00 4,500.00 4,500.00 5,000.00
23-Jun-07 23-Jun-08 Rate (% p.a.) 9.00% 9.00% 9.00% 9.00% 9.00% 10.50%
Profit (PKR) 4,500.00 4,500.00 4,500.00 4,500.00 4,500.00 5,250.00
 24-Jun-08 30-Sep-08 Rate (% p.a.) 11.00% 11.00% 11.00% 11.00% 11.00% 12.50%
Profit (PKR) 5,500.00 5,500.00 5,500.00 5,500.00 5,500.00 6,250.00
1-Oct-08 31-Nov-08 Rate (% p.a.) 12.80% 12.80% 12.80% 12.80% 12.80% 14%
Profit (PKR) 6400 6400 6400 6400 6400 7000
1-Dec-08 31-Mar-09 Rate (% p.a.) 14.40% 14.40% 14.40% 14.40% 14.40% 15.20%
Profit (PKR) 7200 7200 7200 7200 7200 7600
1-Apr-09 30-Jun-09 Rate (% p.a.) 13.00% 13.00% 13.00% 13.00% 13.00% 14.20%
Profit (PKR) 6500 6500 6500 6500 6500 7100
1-Jul-09 30-Sep-10 Rate (% p.a.) 11.60% 11.60% 11.60% 11.60% 11.60% 12.00%
Profit (PKR) 5800 5800 5800 5800 5800 6000
1-Oct-10 31-Dec-10 Rate (% p.a.) 12% 12% 12% 12% 12% 12.80%
Profit (PKR) 6000 6000 6000 6000 6000 6400
1-Jan-11 30-Sep-11 Rate (% p.a.) 13.20% 13.20% 13.20% 13.20% 13.20% 14.00%
Profit (PKR) 6600 6600 6600 6600 6600 7000
1-Oct-11 31-Dec-11 Rate (% p.a.) 12.40% 12.40% 12.40% 12.40% 12.40% 13.00%
Profit (PKR) 6200 6200 6200 6200 6200 6500
01-Jan-12 31-Mar-12 Rate (% p.a.) 11.60% 11.60% 11.60% 11.60% 11.60% 12.00%

Profit (PKR)

5800 5800 5800 5800 5800 6000

01-Apr-12

30-Jun-12

Rate (% p.a.) 11.80% 11.80% 11.80% 11.80% 11.80% 12.20%

Profit (PKR)

5900 5900 5900 5900 5900 6100
01-Jul-12
26-Aug-12
Rate (% p.a.) 11.90% 11.90% 11.90% 11.90% 11.90% 12.60%

Profit (PKR)

5950 5950 5950 5950 5950 6300
27-Aug-12
11-Oct-12
Rate (% p.a.) 10.70% 10.70% 10.70% 10.70% 10.70% 11.30%

Profit (PKR)

5350 5350 5350 5350 5350 5650
12-Oct-12
31-Dec-13
Rate (% p.a.) 9.90% 9.90% 9.90% 9.90% 9.90% 10.50%

Profit (PKR)

4950 4950 4950 4950 4950 5250
01-Jan-13
30-Jun-13
Rate (% p.a.) 9.70% 9.70% 9.70% 9.70% 9.70% 10.30%

Profit (PKR)

4850 4850 4850 4850 4850 5150
01-Jul-13
30-Sep-13
Rate (% p.a.) 8.80% 8.80% 8.80% 8.80% 8.80% 9.5%

Profit (PKR)

4400 4400 4400 4400 4400 4750
01-Oct-13
31-Dec-13
Rate (% p.a.) 10.60% 10.60% 10.60% 10.60% 10.60% 11.50%

Profit (PKR)

5300 5300 5300 5300 5300 5750
01-Jan-14
Till Date
Rate (% p.a.) 11.40% 11.40% 11.40% 11.40% 11.40% 12.00%

Profit (PKR)

5700 5700 5700 5700 5700 6000

 

Note:  The above payable amounts have been worked out on Rs.100,000/-.  You can easily calculate the profit on your investment by dividing the relevant amount of the table with 100,000 and then multiplying with the amount you have invested.

Zakat is deducted at the time of actual encashment @ 2.5% on the principal amount where applicable.

With Holding Tax: AS per directions of the Federal Government, the tax on profit from Investment made on or after , the 1st July, 2002, shall be deducted at source at the rate of ten percent (10%) of such profit if such deposit exceeds Hundred and fifty Thousand Rupees (150,000).

* Courtesy: National Savings Organization official website