Accounts Profit Rates
Certificates Profit Rates
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Special Savings
Account (SSA) Profit Rates
Historical Rates Remained Applicable On Special Savings Certificates (Regd.)/ Accounts From 13th November, 1996 Onwards
| Effective Period |
|
Periodical Profits On Investment of Each Rs.100,000/- After Completion Of |
| From |
To |
06- Months |
01-Year |
1 1/2 Year |
2 Years |
2 1/2 Years |
03-Years |
| 13-Nov-96 |
13-May-99 |
Rate (% p.a.) |
16.00% |
16.00% |
16.00% |
16.00% |
16.00% |
18.00% |
| Profit (PKR) |
8,000.00 |
8,000.00 |
8,000.00 |
8,000.00 |
8,000.00 |
9,000.00 |
| 14-May-99 |
31-Dec-99 |
Rate (% p.a.) |
14.00% |
14.00% |
14.00% |
14.00% |
14.00% |
16.00% |
| Profit (PKR) |
7,000.00 |
7,000.00 |
7,000.00 |
7,000.00 |
7,000.00 |
8,000.00 |
| 1-Jan-00 |
30-May-00 |
Rate (% p.a.) |
12.00% |
12.00% |
12.00% |
12.00% |
12.00% |
14.00% |
| Profit (PKR) |
6,000.00 |
6,000.00 |
6,000.00 |
6,000.00 |
6,000.00 |
7,000.00 |
| 31-May-00 |
30-Jun-00 |
Rate (% p.a.) |
12.00% |
12.00% |
12.00% |
12.00% |
12.00% |
14.00% |
| Profit (PKR) |
6,000.00 |
6,000.00 |
6,000.00 |
6,000.00 |
6,000.00 |
7,000.00 |
| 1-Jul-00 |
30-Jun-01 |
Rate (% p.a.) |
11.00% |
11.00% |
11.00% |
11.00% |
11.00% |
12.00% |
| Profit (PKR) |
5,500.00 |
5,500.00 |
5,500.00 |
5,500.00 |
5,500.00 |
6,000.00 |
| 1-Jul-01 |
31-Dec-01 |
Rate (% p.a.) |
12.20% |
12.20% |
12.20% |
12.20% |
12.20% |
13.20% |
| Profit (PKR) |
6,100.00 |
6,100.00 |
6,100.00 |
6,100.00 |
6,100.00 |
6,600.00 |
| 1-Jan-02 |
30-Jun-02 |
Rate (% p.a.) |
12.20% |
12.20% |
12.20% |
12.20% |
12.20% |
13.20% |
| Profit (PKR) |
6,100.00 |
6,100.00 |
6,100.00 |
6,100.00 |
6,100.00 |
6,600.00 |
| 1-Jul-02 |
31-Dec-02 |
Rate (% p.a.) |
10.30% |
10.30% |
10.30% |
10.30% |
10.30% |
11.30% |
| Profit (PKR) |
5,150.00 |
5,150.00 |
5,150.00 |
5,150.00 |
5,150.00 |
5,650.00 |
| 1-Jan-03 |
30-Jun-03 |
Rate (% p.a.) |
8.50% |
8.50% |
8.50% |
8.50% |
8.50% |
9.50% |
| Profit (PKR) |
4,250.00 |
4,250.00 |
4,250.00 |
4,250.00 |
4,250.00 |
4,750.00 |
| 1-Jul-03 |
31-Dec-03 |
Rate (% p.a.) |
7.50% |
7.50% |
7.50% |
7.50% |
7.50% |
8.50% |
| Profit (PKR) |
3,750.00 |
3,750.00 |
3,750.00 |
3,750.00 |
3,750.00 |
4,250.00 |
| 1-Jan-04 |
30-Jun-04 |
Rate (% p.a.) |
7.00% |
7.00% |
7.00% |
7.00% |
7.00% |
8.00% |
| Profit (PKR) |
3,500.00 |
3,500.00 |
3,500.00 |
3,500.00 |
3,500.00 |
4,000.00 |
| 1-Jul-04 |
31-Dec-04 |
Rate (% p.a.) |
6.80% |
6.80% |
6.80% |
6.80% |
6.80% |
7.70% |
| Profit (PKR) |
3,400.00 |
3,400.00 |
3,400.00 |
3,400.00 |
3,400.00 |
3,850.00 |
| 1-Jan-05 |
30-Jun-05 |
Rate (% p.a.) |
6.80% |
6.80% |
6.80% |
6.80% |
6.80% |
7.70% |
| Profit (PKR) |
3,400.00 |
3,400.00 |
3,400.00 |
3,400.00 |
3,400.00 |
3,850.00 |
| 1-Jul-05 |
4-Jun-06 |
Rate (% p.a.) |
8.40% |
8.40% |
8.40% |
8.40% |
8.40% |
9.60% |
| Profit (PKR) |
4,200.00 |
4,200.00 |
4,200.00 |
4,200.00 |
4,200.00 |
4,800.00 |
| 5-Jun-06 |
22-Jun-07 |
Rate (% p.a.) |
9.00% |
9.00% |
9.00% |
9.00% |
9.00% |
10.00% |
| Profit (PKR) |
4,500.00 |
4,500.00 |
4,500.00 |
4,500.00 |
4,500.00 |
5,000.00 |
| 23-Jun-07 |
23-Jun-08 |
Rate (% p.a.) |
9.00% |
9.00% |
9.00% |
9.00% |
9.00% |
10.50% |
| Profit (PKR) |
4,500.00 |
4,500.00 |
4,500.00 |
4,500.00 |
4,500.00 |
5,250.00 |
| 24-Jun-08 |
30-Sep-08 |
Rate (% p.a.) |
11.00% |
11.00% |
11.00% |
11.00% |
11.00% |
12.50% |
| Profit (PKR) |
5,500.00 |
5,500.00 |
5,500.00 |
5,500.00 |
5,500.00 |
6,250.00 |
| 1-Oct-08 |
31-Nov-08 |
Rate (% p.a.) |
12.80% |
12.80% |
12.80% |
12.80% |
12.80% |
14% |
| Profit (PKR) |
6400 |
6400 |
6400 |
6400 |
6400 |
7000 |
| 1-Dec-08 |
31-Mar-09 |
|
|
|
|
|
|
|
| Profit (PKR) |
7200 |
7200 |
7200 |
7200 |
7200 |
7600 |
| 1-Apr-09 |
30-Jun-09 |
|
|
|
|
|
|
|
| Profit (PKR) |
6500 |
6500 |
6500 |
6500 |
6500 |
7100 |
| 1-Jul-09 |
Till Date |
|
|
|
|
|
|
|
| Profit (PKR) |
5800 |
5800 |
5800 |
5800 |
5800 |
6000 |
Note: The above amounts have been worked out on Rs.100,000/-. You can easily calculate the profit on your investment by dividing the relevant amount of the table with 100,000 and then multiplying with the amount you have invested.
Zakat is deducted at the time of actual encashment @ 2.5% on the principal amount where applicable.
With Holding Tax: AS per directions of the Federal Government, the tax on profit from Investment made on or after , the 1st July, 2002, shall be deducted at source at the rate of ten percent (10%) of such profit if such deposit exceeds Hundred and fifty Thousand Rupees (150,000).
* Courtesy: National Savings Organization official website
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