Regular Income Certificates (RIC) - Profit Rates

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Effective Period		Monthly Profit on Each Rs.100,000/- (Rs)	Rate (% p.a.)
From	To
13-Nov-96	6-Jan-97	1300	15.60%
7-Jan-97	13-May-99	1500	18.00%
14-May-99	31-Dec-99	1333	16.00%
1-Jan-00	30-Jun-00	1166.66	14.00%
1-Jul-00	30-Jun-02	1040	12.48%
1-Jul-02	31-Dec-02	880	10.56%
1-Jan-03	30-Jun-03	760	9.12%
1-Jul-03	31-Dec-03	640	7.68%
1-Jan-04	30-Jun-04	580	6.96%
1-Jul-04	31-Dec-04	570	6.84%
1-Jan-05	30-Jun-05	570	6.84%
1-Jul-05	4-Jun-06	740	8.88%
5-Jun-06	22-Jun-07	770	9.24%
23-Jun-07	23-Jun-08	795	9.54%
24-Jun-08	30-Sep-08	960	11.52%
1-Oct-08	30-Nov-08	1108	13.30%
1-Dec-08	31-03-09	1250	15.00%
1-Apr-09	30-Jun-09	1133	13.60%
1-Jul-09	30-Sep-10	1000	12.00%
01-Oct-10	31-Dec-10	1030.00	12.36%
01-Jan-11	30-Sep-11	1120.00	13.44%
01-Oct-11	31-Dec-11	1050.00	12.60%
01-Jan-12	31-Mar-12	980.00	11.76%
01-Apr-12	30-Jun-12	1010.00	12.12%
01-Jul-12	26-Aug-12	1030.00	12.36%
27-Aug-12	11-Oct-12	920.00	11.04%
12-Oct-12	31-Dec-12	880.00	10.56%
01-Jan-13	30-Jun-13	864.00	10.36%
01-Jul-13	30-Sep-13	790.00	9.48%
01-Oct-13	31-Dec-13	935.00	11.22%
01-Jan-14	30-Nov-14	990.00	11.88%
1-Dec-14	31-Jan-15	846.00	10.15%
1-Feb-15	31-Mar-15	746.00	8.95%
1-Apr-15	31-May-15	686.00	8.23%
1-Jun-15	31-Jul-15	634.00	7.61%
1-Aug-15	30-Sep-15	710.00	8.52%
1-Oct-15	30-Nov-15	654.00	7.85%
1-Dec-15	31-Jan-16	628.00	7.54%
1-Feb-16	31-Mar-16	592.00	7.10%
1-Apr-16	31-May-16	552.67	6.63%
1-Jun-16	31-Jul-16	546	6.55%
1-Aug-16	----	526	6.31%

REVIEW OF RATES: REGULAR INCOME CERTFICATES
The Federal Government is please to direct that monthly profit payable on the Regular Income Certifricates issued with effect from 1st May, 2018 till further notification shall be as follows:

	Denomination (Rupees)	Profit Payable (Rupees)
a	50,000	318.00
b	100,000	636.00
c	500,000	3,180.00
d	1,000,000	6,360.00
e	5,000,000	31,800.00
f	10,000,000	63,000.00

Note:    The above monthly profit has been worked out on Rs.100,000/-.  You can easily calculate profit on your investment by dividing the relevant amount of the table with 100,000 and then multiplying with the amount you have invested.

* Courtesy: National Savings Organization official website

The Federal Government is please to direct that monthly profit payable on the Regular Income Certifricates issued with effect from 1st May, 2018 till further notification shall be as follows:

	Denomination (Rupees)	Profit Payable (Rupees)
a	50,000	405.00
b	100,000	810.00
c	500,000	4,050.00
d	1,000,000	8,100.00
e	5,000,000	40,500.00
f	10,000,000	81,000.00

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The Federal Government is please to direct that monthly profit payable on the Regular Income Certifricates issued with effect from 1st July, 2019 till further notification shall be as follows:

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The Federal Government is please to direct that monthly profit payable on the Regular Income Certifricates issued with effect from 1st November, 2019 till further notification shall be as follows:

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The Federal Government is please to direct that monthly profit payable on the Regular Income Certifricates issued with effect from 1st January, 2020 till further notification shall be as follows:

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The Federal Government is please to direct that monthly profit payable on the Regular Income Certifricates issued with effect from 24th April, 2020 till further notification shall be as follows:

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The Federal Government is please to direct that monthly profit payable on the Regular Income Certifricates issued with effect from 2nd June, 2020 till further notification shall be as follows:

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The Federal Government is please to direct that monthly profit payable on the Regular Income Certifricates issued with effect from 2nd July, 2020 till further notification shall be as follows:

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The Federal Government is please to direct that monthly profit payable on the Regular Income Certifricates issued with effect from 28 August, 2020 till further notification shall be as follows:

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