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Regular Income Certificates (RIC) - Profit Rates




Effective Period Monthly Profit on Each Rs.100,000/- (Rs) Rate (% p.a.)
From To
13-Nov-96
6-Jan-97
1300
15.60%
7-Jan-97
13-May-99
1500
18.00%
14-May-99
31-Dec-99
1333
16.00%
1-Jan-00
30-Jun-00
1166.66
14.00%
1-Jul-00
30-Jun-02
1040
12.48%
1-Jul-02
31-Dec-02
880
10.56%
1-Jan-03
30-Jun-03
760
9.12%
1-Jul-03
31-Dec-03
640
7.68%
1-Jan-04
30-Jun-04
580
6.96%
1-Jul-04
31-Dec-04
570
6.84%
1-Jan-05
30-Jun-05
570
6.84%
1-Jul-05
4-Jun-06
740
8.88%
5-Jun-06
22-Jun-07
770
9.24%
23-Jun-07
23-Jun-08
795
9.54%
24-Jun-08
30-Sep-08
960
11.52%
1-Oct-08
30-Nov-08
1108
13.30%
1-Dec-08
31-03-09
1250
15.00%
1-Apr-09
30-Jun-09
1133
13.60%
1-Jul-09
30-Sep-10
1000
12.00%
01-Oct-10
31-Dec-10
1030.00
12.36%
01-Jan-11
30-Sep-11
1120.00
13.44%
01-Oct-11
31-Dec-11
1050.00
12.60%
01-Jan-12
31-Mar-12
980.00
11.76%
01-Apr-12
30-Jun-12
1010.00
12.12%
01-Jul-12
26-Aug-12
1030.00
12.36%
27-Aug-12
11-Oct-12
920.00
11.04%
12-Oct-12
31-Dec-12
880.00
10.56%
01-Jan-13
30-Jun-13
864.00
10.36%
01-Jul-13
30-Sep-13
790.00
9.48%
01-Oct-13
31-Dec-13
935.00
11.22%
01-Jan-14
30-Nov-14
990.00
11.88%
1-Dec-14
31-Jan-15
846.00
10.15%
1-Feb-15
31-Mar-15 
746.00
8.95%
1-Apr-15
31-May-15 
686.00
8.23%
1-Jun-15
31-Jul-15  
634.00
7.61%
1-Aug-15
30-Sep-15
710.00
8.52%
1-Oct-15
30-Nov-15
654.00
7.85%
1-Dec-15
31-Jan-16
628.00
7.54%
1-Feb-16
31-Mar-16  
592.00
7.10%
1-Apr-16
31-May-16
552.67
6.63%
1-Jun-16
31-Jul-16
546
6.55%
1-Aug-16
----
526
6.31%


REVIEW OF RATES: REGULAR INCOME CERTFICATES
The Federal Government is please to direct that monthly profit payable on the Regular Income Certifricates issued with effect from 1st May, 2018 till further notification shall be as follows:

 

Denomination (Rupees)

Profit Payable (Rupees)
a
50,000
318.00
b
100,000
636.00
c
500,000
3,180.00
d
1,000,000
6,360.00
e
5,000,000
31,800.00
f
10,000,000
63,000.00

Note:    The above monthly profit has been worked out on Rs.100,000/-.  You can easily calculate profit on your investment by dividing the relevant amount of the table with 100,000 and then multiplying with the amount you have invested.

* Courtesy: National Savings Organization official website

The Federal Government is please to direct that monthly profit payable on the Regular Income Certifricates issued with effect from 1st May, 2018 till further notification shall be as follows:

 

Denomination (Rupees)

Profit Payable (Rupees)
a
50,000
405.00
b
100,000
810.00
c
500,000
4,050.00
d
1,000,000
8,100.00
e
5,000,000
40,500.00
f
10,000,000
81,000.00

Click here for notification

 

The Federal Government is please to direct that monthly profit payable on the Regular Income Certifricates issued with effect from 1st July, 2019 till further notification shall be as follows:

Click here for notification

The Federal Government is please to direct that monthly profit payable on the Regular Income Certifricates issued with effect from 1st November, 2019 till further notification shall be as follows:

Click here for notification

 

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