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Special Savings Account (SSA) Profit Rates


Historical Rates Remained Applicable On Special Savings Certificates (Regd.)/ Accounts From 13th November, 1996 Onwards

Effective Period   Periodical Profits On Investment of Each Rs.100,000/- After Completion Of
From To 06- Months 01-Year 1 1/2 Year 2 Years 2 1/2 Years 03-Years
13-Nov-96
13-May-99
Rate (% p.a.) 16.00% 16.00% 16.00% 16.00% 16.00% 18.00%
Profit (PKR) 8,000.00 8,000.00 8,000.00 8,000.00 8,000.00 9,000.00
14-May-99
31-Dec-99
Rate (% p.a.) 14.00% 14.00% 14.00% 14.00% 14.00% 16.00%
Profit (PKR) 7,000.00 7,000.00 7,000.00 7,000.00 7,000.00 8,000.00
1-Jan-00
30-May-00
Rate (% p.a.) 12.00% 12.00% 12.00% 12.00% 12.00% 14.00%
Profit (PKR) 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 7,000.00
31-May-00
30-Jun-00
Rate (% p.a.) 12.00% 12.00% 12.00% 12.00% 12.00% 14.00%
Profit (PKR) 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 7,000.00
1-Jul-00
30-Jun-01
Rate (% p.a.) 11.00% 11.00% 11.00% 11.00% 11.00% 12.00%
Profit (PKR) 5,500.00 5,500.00 5,500.00 5,500.00 5,500.00 6,000.00
1-Jul-01
31-Dec-01
Rate (% p.a.) 12.20% 12.20% 12.20% 12.20% 12.20% 13.20%
Profit (PKR) 6,100.00 6,100.00 6,100.00 6,100.00 6,100.00 6,600.00
1-Jan-02
30-Jun-02
Rate (% p.a.) 12.20% 12.20% 12.20% 12.20% 12.20% 13.20%
Profit (PKR) 6,100.00 6,100.00 6,100.00 6,100.00 6,100.00 6,600.00
1-Jul-02
31-Dec-02
Rate (% p.a.) 10.30% 10.30% 10.30% 10.30% 10.30% 11.30%
Profit (PKR) 5,150.00 5,150.00 5,150.00 5,150.00 5,150.00 5,650.00
1-Jan-03
30-Jun-03
Rate (% p.a.) 8.50% 8.50% 8.50% 8.50% 8.50% 9.50%
Profit (PKR) 4,250.00 4,250.00 4,250.00 4,250.00 4,250.00 4,750.00
1-Jul-03
31-Dec-03
Rate (% p.a.) 7.50% 7.50% 7.50% 7.50% 7.50% 8.50%
Profit (PKR) 3,750.00 3,750.00 3,750.00 3,750.00 3,750.00 4,250.00
1-Jan-04
30-Jun-04
Rate (% p.a.) 7.00% 7.00% 7.00% 7.00% 7.00% 8.00%
Profit (PKR) 3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 4,000.00
1-Jul-04
31-Dec-04
Rate (% p.a.) 6.80% 6.80% 6.80% 6.80% 6.80% 7.70%
Profit (PKR) 3,400.00 3,400.00 3,400.00 3,400.00 3,400.00 3,850.00
1-Jan-05
30-Jun-05
Rate (% p.a.) 6.80% 6.80% 6.80% 6.80% 6.80% 7.70%
Profit (PKR) 3,400.00 3,400.00 3,400.00 3,400.00 3,400.00 3,850.00
1-Jul-05
4-Jun-06
Rate (% p.a.) 8.40% 8.40% 8.40% 8.40% 8.40% 9.60%
Profit (PKR) 4,200.00 4,200.00 4,200.00 4,200.00 4,200.00 4,800.00
5-Jun-06
22-Jun-07
Rate (% p.a.) 9.00% 9.00% 9.00% 9.00% 9.00% 10.00%
Profit (PKR) 4,500.00 4,500.00 4,500.00 4,500.00 4,500.00 5,000.00
23-Jun-07
23-Jun-08
Rate (% p.a.) 9.00% 9.00% 9.00% 9.00% 9.00% 10.50%
Profit (PKR) 4,500.00 4,500.00 4,500.00 4,500.00 4,500.00 5,250.00
 
24-Jun-08
30-Sep-08
Rate (% p.a.) 11.00% 11.00% 11.00% 11.00% 11.00% 12.50%
Profit (PKR) 5,500.00 5,500.00 5,500.00 5,500.00 5,500.00 6,250.00
1-Oct-08
31-Nov-08
Rate (% p.a.) 12.80% 12.80% 12.80% 12.80% 12.80% 14%
Profit (PKR) 6400 6400 6400 6400 6400 7000
1-Dec-08
31-Mar-09
Rate (% p.a.) 14.40% 14.40% 14.40% 14.40% 14.40% 15.20%
Profit (PKR) 7200 7200 7200 7200 7200 7600
1-Apr-09
30-Jun-09
Rate (% p.a.) 13.00% 13.00% 13.00% 13.00% 13.00% 14.20%
Profit (PKR) 6500 6500 6500 6500 6500 7100
1-Jul-09
30-Sep-10
Rate (% p.a.) 11.60% 11.60% 11.60% 11.60% 11.60% 12.00%
Profit (PKR) 5800 5800 5800 5800 5800 6000
1-Oct-10
31-Dec-10
Rate (% p.a.) 12% 12% 12% 12% 12% 12.80%
Profit (PKR) 6000 6000 6000 6000 6000 6400
1-Jan-11
30-Sep-11
Rate (% p.a.) 13.20% 13.20% 13.20% 13.20% 13.20% 14.00%
Profit (PKR) 6600 6600 6600 6600 6600 7000
1-Oct-11
31-Dec-11
Rate (% p.a.) 12.40% 12.40% 12.40% 12.40% 12.40% 13.00%
Profit (PKR) 6200 6200 6200 6200 6200 6500
01-Jan-12
31-Mar-12
Rate (% p.a.) 11.60% 11.60% 11.60% 11.60% 11.60% 12.00%

Profit (PKR)

5800 5800 5800 5800 5800 6000
1-Apr-12
30-Jun-12
Rate (% p.a.)
11.80%
11.80%
11.80%
11.80%
11.80%
12.20%
Profit (PKR)           
5,900
             
5,900
             
5,900
             
5,900
             
5,900
             
6,100
1-Jul-12
26-Aug-12
Rate (% p.a.)
11.90%
11.90%
11.90%
11.90%
11.90%
12.60%
Profit (PKR)              
5,950
             
5,950
             
5,950
             
5,950
             
5,950
             
6,300
27-Aug-12
11-Oct-12
Rate (% p.a.)
10.70%
10.70%
10.70%
10.70%
10.70%
11.30%
Profit (PKR)              
5,350
             
5,350
             
5,350
             
5,350
             
5,350
             
5,650
12-Oct-12
31-Dec-12
Rate (% p.a.)
9.90%
9.90%
9.90%
9.90%
9.90%
10.50%
Profit (PKR)               
4,950
             
4,950
             
4,950
             
4,950
             
4,950
             
5,250
1-Jan-13
30-Jun-13
Rate (% p.a.)
9.70%
9.70%
9.70%
9.70%
9.70%
10.30%
Profit (PKR)             
4,850
            
4,850
           
4,850
             
4,850
             
4,850
             
5,150
1-Jul-13
30-Sep-13
Rate (% p.a.)
8.80%
8.80%
8.80%
8.80%
8.80%
9.50%
Profit (PKR)               
4,400
             
4,400
             
4,400
             
4,400
             
4,400
             
4,750
1-Oct-13
31-Dec-13
Rate (% p.a.)
10.60%
10.60%
10.60%
10.60%
10.60%
11.50%
Profit (PKR)               
5,300
             
5,300
             
5,300
             
5,300
             
5,300
             
5,750
1-Jan-14
30-Sep-14
Rate (% p.a.)
11.40%
11.40%
11.40%
11.40%
11.40%
12.00%
Profit (PKR)               
5,700
             
5,700
             
5,700
             
5,700
             
5,700
             
6,000
1-Oct-14
30-Nov-14
Rate (% p.a.)
11.60%
11.60%
11.60%
11.60%
11.60%
13.40%
Profit (PKR)               
5,800
             
5,800
             
5,800
             
5,800
             
5,800
             
6,700
1-Dec-14
31-Jan-15
Rate (% p.a.)
9.60%
9.60%
9.60%
9.60%
9.60%
11.20%
Profit (PKR)             
4,800
             
4,800
             
4,800
             
4,800
             
4,800
             
5,600
1-Feb-15
31-Mar-15 
Rate (% p.a.)
8.20%
8.20%
8.20%
8.20%
8.20%
9.70%
Profit (PKR)    
4,100
       
4,100
      
4,,100
        
4,100
         
4,100
    
4,850
1-Apr-15
31-May-15
Rate (% p.a.)
7.60%
7.60%
7.60%
7.60%
7.60%
8.80%
Profit (PKR) 
3,800
3,800
3,800
3,800
3,800
4,400
1-Jun-15
31-Jul-15
Rate (% p.a.)
6.80%
6.80%
6.80%
6.80%
6.80%
8.00%
Profit (PKR) 
3,400
3,400
3,400
3,400
3,400
4,000
1-Aug-15
30-Sep-15
Rate (% p.a.)
7.40%
7.40%
7.40%
7.40%
7.40%
8.80%
Profit (PKR) 
3,700
3,700
3,700
3,700
3,700
4,400
1-Oct-15
30-Nov-15
Rate (% p.a.)
6.80%
6.80%
6.80%
6.80%
6.80%
8.00%
Profit (PKR) 
3,400
3,400
3,400
3,400
3,400
4,000
1-Dec-15
31-Jan-16
Rate (% p.a.)
6.40%
6.40%
6.40%
6.40%
6.40%
7.60%
Profit (PKR) 
3,200
3,200
3,200
3,200
3,200
3,800
1-Feb-16
31-Mar-16 
Rate (% p.a.)
6.00%
6.00%
6.00%
6.00%
6.00%
6.80%
Profit (PKR) 
3,000
3,000
3,000
3,000
3,000
3,400
1-Apr-16
31-May-16
Rate (% p.a.)
6.00%
6.00%
6.00%
6.00%
6.00%
6.40%
Profit (PKR) 
3,000
3,000
3,000
3,000
3,000
3,200
1-Jun-16
31-Jul-16
Rate (% p.a.)
6.00%
6.00%
6.00%
6.00%
6.00%
6.80%
Profit (PKR) 
3,000
3,000
3,000
3,000
3,000
3,400
1-Aug-16
Till Date 
Rate (% p.a.)
5.80%
5.80%
5.80%
5.80%
5.80%
6.00%
Profit (PKR) 
2,900
,2,900
2,900
2,900
2,900
3,000

 

Note:

For the rate of profit payable on the deposits made in Special Savings Accounts with effect from 1st May 2018 till furher notification Click Here

For the rate of profit payable on the deposits made in Special Savings Accounts with effect from 1st November 2018 till furher notification Click Here

For the rate of profit payable on the deposits made in Special Savings Accounts with effect from 1st July 2019 till furher notification Click Here

For the rate of profit payable on the deposits made in Special Savings Accounts with effect from 1st November 2019 till furher notification Click Here

For the rate of profit payable on the deposits made in Special Savings Accounts with effect from 24th April, 2020 till furher notification Click Here

For the rate of profit payable on the deposits made in Special Savings Accounts with effect from 2nd June, 2020 till furher notification Click Here

For the rate of profit payable on the deposits made in Special Savings Accounts with effect from 2nd July, 2020 till furher notification Click Here

For the rate of profit payable on the deposits made in Special Savings Accounts with effect from 28th, August, 2020 till furher notification Click Here

The above payable amounts have been worked out on Rs.100,000/-.You can easily calculate the profit on your investment by dividing the relevant amount of the table with 100,000 and then multiplying with the amount you have invested.

Zakat is deducted at the time of actual encashment @ 2.5% on the principal amount where applicable.

With Holding Tax:AS per directions of the Federal Government, the tax on profit from Investment made on or after , the 1st July, 2002, shall be deducted at source at the rate of ten percent (10%) of such profit if such deposit exceeds Hundred and fifty Thousand Rupees (150,000).

* Courtesy: National Savings Organization official website.

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